Stephen Nover's CFB Underdog Surprise
(NCAAF) Penn State vs. Indiana, 10/24/2020 3:30 PM, Score: 35 - 36
Point Spread: 6.50 | -110.00 Indiana (Home)
Bookmaker: Bet365
Result: Win
Don't be shocked if Indiana pulls off the outright upset with a straight-up victory. Penn State lost many key players and Indiana returns a lot. 
The Nittany Lions are down their best player on offense and  top defensive player. Running back Journey Brown is likely out for the season with a medical condition, while star linebacker MIcah Parson opted out of the season. 
The Hoosiers turned the corner last year going 8-5, their best record in 27 years. Indiana QB Michael Penix Jr. is as talented as Penn State QB Sean Clifford. The Hoosiers have outstanding skill position talent with running back Steve Scott, wideout Whop Philyor and tight end Peyton Hendershot. Indiana also returns eight defensive starts, including leading tackler LB Micah McFadden. 
Penn State defeated Indiana, 34-27, at home last year. Penix missed that game with an injury.